Over 50s Life Insurance Guaranteed – LifeInsuranceCover Services
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What is guaranteed life insurance?

Guaranteed over 50's life insurance is an insurance policy which automatically guarantees acceptance with no medical questions asked, dedicated to UK residents aged 50-85.

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How does guaranteed life insurance work?

The guaranteed life insurance policy provides cover for the rest of your life until you pass away. Your family will then receive the guaranteed pay out, providing your loved ones with financial stability to cover funeral expenses or loans.

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Why should I take out guaranteed life insurance?

Do you have pre-existing medical condition ? Have you been experiencing difficulty securing a life insurance ? Due to the guaranteed life insurance policy automatically guaranteeing acceptance, with no medical questions, this may be the policy you are looking for.

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*From £10 per month Guaranteed Over 50 Life Insurance

£10 per month Life Insurance quoted rates are based on Guaranteed Over 50 Life Insurance Cover for a non-smoker and subject to individual status. Correct as on 7th February 2025.

  • £3,101 Cover Amount - 50 year old born in 1975 (One Family)
  • £2,554 Cover Amount - 55 year old born in 1970 (One Family)
  • £2,214 Cover Amount - 60 year old born in 1965 (One Family)
  • £1,760 Cover Amount - 65 year old born in 1960 (One Family)
  • £1,352 Cover Amount - 70 year old born in 1955 (SunLife)
  • £975 Cover Amount - 75 year old born in 1950 (SunLife)
  • £702 Cover Amount - 80 year old born in 1945 (SunLife)

People aged 85 are unable to achieve cover for £10 per month due to our partner insurers minimum sum assureds and/or premium limits. Minimum premium examples provided below.

  • £11 per month for £526 Cover Amount - 85 year old born in 1940 (SunLife)

*From £5 per month Guaranteed Over 50 Life Insurance

£5 per month Life Insurance quoted rates are based on Guaranteed Over 50 Life Insurance Cover for a non-smoker and subject to individual status. Correct as on 7th February 2025.

  • £1,225 Cover Amount - 50 year old born in 1975 (SunLife)
  • £1,067 Cover Amount - 55 year old born in 1970 (SunLife)
  • £948 Cover Amount - 60 year old born in 1965 (SunLife)
  • £781 Cover Amount - 65 year old born in 1960 (SunLife)
  • £588 Cover Amount - 70 year old born in 1955 (SunLife)

People aged 73-85 are unable to achieve cover for £5 per month due to our partner insurers minimum sum assureds and/or premium limits. Minimum premium examples provided below.

  • £6 per month for £535 Cover Amount - 75 year old born in 1950 (SunLife)
  • £8 per month for £546 Cover Amount - 80 year old born in 1945 (SunLife)
  • £11 per month for £526 Cover Amount - 85 year old born in 1940 (SunLife)